Education advocates say a college education is important because the gap in income is widening between those with a college degree and those without one. Over a lifetime, a college graduate can now expect to earn 75% more than a person without a degree. The availability of federal aid determines whether many students can attend schools of higher education. The average in-state undergraduate costs for tuition and fees at most public universities is about $11,000, while costs at private colleges average about $37,000
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